One stop solution for all your financial needs

One Visit. Many Banks. The Right Offer.

Your trusted partner for every financial need.

We compare offers from many banks and help you apply, even with a low CIBIL score.

Check eligibility on WhatsApp Call us
  • Multiple partner banks & institutions
  • Help for low CIBIL scores
  • Guidance from documents to decision

What we help with

Loans, investments and insurance, made easy

Pick a service and ask us on WhatsApp. We’ll tell you which institutions fit, and what you’ll need.

Loans

Personal Loan

For a wedding, medical bills, travel or any personal need, with no collateral.

Loans

Home Loan

Buy, build or renovate your home, or move an existing home loan to a better rate.

Loans

Business Loan

Working capital or expansion funds for shops, traders, MSMEs and professionals.

Loans

Loan Against Property

Use your house, flat or shop as security for a larger amount at a lower rate.

Loans

Car & Two-wheeler Loan

New or used vehicles, with quick paperwork through partner lenders.

Loans

Education Loan

Fees and expenses for studies in India or abroad.

Loans

Gold Loan

Quick funds against your gold jewellery, kept safe with the lender.

Loans

Balance Transfer & Top-up

Move a running loan to a lower rate and get extra funds on top.

Credit cards

Credit Cards

Compare cards from different banks for cashback, fuel, travel or lifetime-free options.

Credit cards

Credit Score

Check where your credit score stands and learn what helps it improve.

Credit cards

FD Against Credit Card

Get a credit card backed by a fixed deposit, even with little or no credit history.

Bank accounts

Savings Account

Open a savings account with a bank that suits how you bank, including zero-balance options.

Bank accounts

Current Account

Business current accounts for shops, firms and companies, with help on the paperwork.

Low CIBIL

Low CIBIL Score Help

Got rejected before? We find institutions that consider your profile and show you how to improve your score.

Portfolio Management

Mutual Fund

Equity, debt and hybrid funds from different fund houses, picked to match your goals and comfort with risk.

Portfolio Management

SIP

Invest a fixed amount every month through a Systematic Investment Plan and build savings step by step.

Portfolio Management

Bonds

Government and other bonds for steadier, lower-risk returns.

Portfolio Management

Insurance

The right cover as part of your overall plan, so your savings stay protected.

Portfolio Management

Fixed Deposit

Fixed deposits from different banks and institutions, compared for tenure and returns.

Portfolio Management

Stocks & Shares

Start investing in the share market, with help opening an account and understanding the basics.

Portfolio Management

NPS (National Pension Scheme)

Build a retirement fund through the government-backed National Pension System.

Investments

Mutual Funds

Equity, debt and hybrid funds from different fund houses, picked to match your goals and comfort with risk.

Investments

SIP (Monthly Investment)

Invest a fixed amount every month through a Systematic Investment Plan and build savings step by step.

Investments

Government Bonds

Government bonds and similar options for steady, lower-risk returns.

Investments

Insurance

Insurance plans that also help you save and invest for the future.

Insurance

Life Insurance

Term and life cover so your family stays protected, whatever happens.

Insurance

General Insurance

Cover for your home, shop, vehicle and belongings against damage, theft and accidents.

Insurance

Health Insurance

Medical cover for you and your family, compared across different insurers.

Insurance

Property Insurance

Protect your home, shop or office against fire, theft and natural damage.

Low CIBIL score help

Low CIBIL? Let’s find a way forward.

A bank said no? We know where to go next.

Every bank and institution reads your credit profile differently. We look at the whole picture and send your application where it has a real chance.

  1. Understand your report. We go through your CIBIL report with you and find what is pulling the score down.
  2. Match the right institution. Some partners consider income, job stability or security, not only the score.
  3. Plan to improve. Simple steps such as clearing overdue amounts, lowering card usage and correcting report errors.
Get low CIBIL help

Approval is always decided by the bank or institution. No one can honestly guarantee it.

How it works

We compare the banks, so you don’t have to

  1. Tell us what you need

    Send a WhatsApp message or call. Share the amount, purpose and a little about your income.

  2. Share basic documents

    KYC and income papers. We tell you exactly which ones the institution will ask for.

  3. We compare your options

    We check which partner banks and institutions fit your profile and CIBIL score.

  4. Apply and get updates

    We help you apply with the institution you choose and keep you posted until it is decided.

EMI calculator

Your money matters, made simple

See roughly what your monthly payment would be. Actual rates depend on the institution and your profile.

Monthly EMI–
Total interest–
Total payable–

Principal Interest

Ask for this loan on WhatsApp

Be ready

Documents usually needed

A common checklist. The institution may ask for more depending on the product.

Identity & address

  • PAN card
  • Aadhaar card
  • Passport-size photos

If salaried

  • Last 3 salary slips
  • 6 months bank statement
  • Form 16 or ITR

If self-employed

  • 2–3 years ITR
  • 12 months bank statement
  • Business proof (GST, trade licence or Udyam)

For secured loans

  • Property or vehicle papers
  • Sale agreement or quotation
  • Gold for a gold loan

WhatsApp enquiry · Free to ask

Tell us what you need

Fill this in and press Send. Your details open straight in WhatsApp to our number. Nothing is stored on this website.

  • Takes under a minute
  • No documents needed to start
  • We reply on WhatsApp or call you back

Questions

Frequently asked

Can I get a loan if my CIBIL score is low?

Often, yes. Different banks and institutions have different rules. We look at your full profile and match you to the ones most likely to consider it. We also explain what is pulling your score down and how to fix it.

Do you guarantee loan approval?

No one can honestly guarantee approval. The final decision, amount and interest rate are always set by the bank or institution. Our job is to send your application where it has the best chance.

Are you a bank?

No. We are a consultancy that works with several banks and financial institutions. Your loan, card or account is provided directly by the institution you choose.

How long does it take?

It depends on the product and the institution. Cards and personal loans are usually faster; home loans and loans against property take longer because of property checks. We tell you what to expect when we start.

Is my information safe?

This website does not store anything you type. The enquiry form sends your details to us through WhatsApp, and nothing is saved on the website itself.

Visit or call

Faith in us. Finance for you.

Head office
Bhubaneswar, Odisha
Branch offices
Odisha, Uttar Pradesh, Delhi NCR, Pune, Bangalore, Mumbai
Hours
Monday – Saturday: 10:00 am – 7:00 pm · Sunday: Closed
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Jai Jagannath Consultancy & Financial Services

Loans · Credit cards · Bank accounts · Investments · Insurance · Low CIBIL guidance